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WOW, DICK...You are a funny guy, funny like a clown, sent here to amuse us. No Dick, I think you are the resident pissant of these pages, an honor you have earned by yourself...Obviously you are not going to take my suggestion and visit Butler for a check up from the neck up, something, IMHO, you are in need of...But I am curious about one thing...How do you live? I mean you are El Presidente of mortgage bankers or bankers mortgage...I mean, as El Presidente, you must have a great deal of responsibility and oversight duties, and of course paperwork...So explain to us Dick, how is it possible your time stamps for posting comments here are all over the place, including in the middle of the banking day? How is this possible to be a sage scribe like yourself and El Presidente, Mr. Banker at the same time? How is this humanly possible, or does this explain your little money problem down at 1050 Main St. in East Greenwich? Inquiring minds want to know how this is possible, El Presidente, the untaxpayers mayor? I await your latest gibberish...