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If Cushman thinks retirees are going to agree to co-pays for health benefits he's crazy. They went out with contracts and there is no need to open them up or set a precedent for caving in. The city needs to stop giving overly generous benefits and require NEW HIRES to receive less. You cannot bargain with retirees who are all individuals, not represented by a union. I for one will not agree to any reduction in my retired pay or benefits. The city needs to get its house in order by starting with new employees, not on the backs of those already retired.