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@Norm88. My last comment. No idea where the "insulting" is coming from. The campaign was focused on numbers and the financial health of Warwick. Over a thousand residents were contacted personally, and numerous forums were held. I usually attend council meetings, say hello, and I would be willing to listen to what you have to say. Also, since the city has not attempted to issue bonds in a number of years, the S&P rating is of little to no consequence. However, considering the deterioration in finances as shown in the current budget, rating agencies now looking to add health care liabilities to the city's balance sheet, and the decline in the tax base from 2013 to 2014, the ratings good conceivably change. Residents, I have talked to are more concerned about increasing property and auto taxes - S&P? No relevance to a number of people.