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Reality,

yes the city does pay Medicare B and plan 65, but the impression is that the city pays full health insurance for life. and the book rate for plan 65 is $231 a month x 2 for spouce = $5500 a year at BOOK rate which the city does NOT pay.

The banking meltdown has NOTHING to do with people getting in too much debt. It has to do with banks gambling with money and losing. it has to do with housing prices getting overly inflated. it had to do with the NATURAL CYCLE of the markets and business. please stop calling the past recession as "historic" or "unheard of" it is not if you study the business cycles of the past 120 years. What made it hurt more to the average "main street" citizen is the fact that business sold you a lie about 401 K's and how you should control your retirement security and control your own investments. Thats like saying you should do your own heart bypass procedure on your kitchen counter with a steak knife and sewing machine and you will be completely healthy!! Now business has made record profits after cutting loose of your retirement burden they are free to gamble with that extra money. Because people with 401 k plans are in the market on their own they "felt" this recession more. I am good with that. Im not buying the 401k lie. (you should google "401k lie" and watch the video it would enlighten you). and my suggestion to you is to organize and fight for your own just compensation from your corporate overlords and stop trying to strip others of their benifits.

And I do admit when I am wrong. I was wrong about TDI it is paid for by employees but it is not available to us. (unemployment is paid for by the employer) my bad.

You should try to be a little more civilized. I just go to work everyday just like you and do not like being blamed for all of the worlds ills. I am just waiting for you to come up with a way to blame me for earthquakes, famine, cancer, ebola etc.